I remember reading about Mint.com a while ago on Tumblr. A friend had mentioned it as a way of keeping track of money and I filed it away for later. Now that I know I’m going to have a pretty fixed income, I figured it’s probably smart to set aside certain amounts of money for different things and put some away in my savings as well.
The cool thing about Mint.com is that you can actually budget individual categories. For example, I can choose to budget about $150 on groceries a month and $50 on gas and Mint.com will keep track of my spending. It will tell you when you’re getting close to your limit or go over. Another added benefit is that you can put a password on the app so friends scrolling through your phone can’t access your Mint account and see how much money you’re spending. The only thing I wish it did was separate my checking and savings accounts so they’re not just added together at the top. I tend to only spend money from my checking account anyway so I’d rather only see that total.
My budgeting is all messed up for the month of June but since July starts tomorrow, I’ll see how well I can stick to my proposed budget. It’ll take a little bit of time to figure out how what my exact budgeting is and fall into a good rhythm but I think this will be a good start.
How do you keep track of your spending?
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